90274 — Los Angeles County, California Market Snapshot
Housing market data for zip code 90274 in Los Angeles County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
88 sales in 2026 (year to date)
Median Sale Price
$2,500,000
Days to Sell
40
Homes Sold
88
Inventory
99
Sale-to-List
98.5%
New Listings
120
Price/SqFt
$948
Pending Sales
86
Jumbo Loan Likely Needed
The median home in 90274 at $2,500,000 exceeds the 2026 conforming loan limit of $1,249,125 by $1,250,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
90274's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 90274 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 90274 at $2,500,000 exceeds the 2026 conforming loan limit of $1,249,125 by $1,250,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 90274 are set at the county level.
2026 Loan Limits — Los Angeles County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 90274
To purchase the median home at $2,500,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $19,304.
Monthly Payment
$19,304
Income Required
$827,323
Principal & Interest
$15,404/mo
Down Payment (5%)
$125,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 90274.
Estimated Monthly Payment
$15,622
Jumbo loan required. Loan amount exceeds the $1,249,125 conforming limit for 90274.
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 90274. Tell us what you're looking for.