90039 — Los Angeles County, California Market Snapshot
Housing market data for zip code 90039 in Los Angeles County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
55 sales in 2026 (year to date)
Median Sale Price
$1,500,000
Days to Sell
32
Homes Sold
55
Inventory
41
Sale-to-List
105.6%
New Listings
64
Price/SqFt
$1,025
Pending Sales
59
Jumbo Loan Likely Needed
The median home in 90039 at $1,500,000 exceeds the 2026 conforming loan limit of $1,249,125 by $250,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
90039's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 90039 are selling 5.6% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 90039 at $1,500,000 exceeds the 2026 conforming loan limit of $1,249,125 by $250,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 90039 are set at the county level.
2026 Loan Limits — Los Angeles County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 90039
To purchase the median home at $1,500,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,643.
Monthly Payment
$11,643
Income Required
$498,965
Principal & Interest
$9,243/mo
Down Payment (5%)
$75,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 90039.
Estimated Monthly Payment
$9,433
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