93241 — Kern County, California Market Snapshot
Housing market data for zip code 93241 in Kern County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$307,000
Days to Sell
41
Homes Sold
10
Inventory
3
Sale-to-List
100.1%
New Listings
12
Price/SqFt
$217
Pending Sales
10
Conforming Loan Available
Most homebuyers in 93241 can comfortably use conventional financing. The median home price of $307,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
93241's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 93241 (100.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 93241 can comfortably use conventional financing. The median home price of $307,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93241 are set at the county level.
2026 Loan Limits — Kern County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 93241
To purchase the median home at $307,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,502.
Monthly Payment
$2,502
Income Required
$107,235
Principal & Interest
$1,892/mo
Down Payment (5%)
$15,350
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93241.
Estimated Monthly Payment
$2,050
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