93727 — Fresno County, California Market Snapshot
Housing market data for zip code 93727 in Fresno County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
141 sales in 2026 (year to date)
Median Sale Price
$415,820
Days to Sell
39
Homes Sold
141
Inventory
152
Sale-to-List
100.2%
New Listings
192
Price/SqFt
$261
Pending Sales
184
Conforming Loan Available
Most homebuyers in 93727 can comfortably use conventional financing. The median home price of $415,820 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
93727's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 93727 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 93727 can comfortably use conventional financing. The median home price of $415,820 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93727 are set at the county level.
2026 Loan Limits — Fresno County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 93727
To purchase the median home at $415,820 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,336.
Monthly Payment
$3,336
Income Required
$142,966
Principal & Interest
$2,562/mo
Down Payment (5%)
$20,791
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93727.
Estimated Monthly Payment
$2,723
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