93725 — Fresno County, California Market Snapshot
Housing market data for zip code 93725 in Fresno County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$404,495
Days to Sell
30
Homes Sold
36
Inventory
31
Sale-to-List
99.7%
New Listings
41
Price/SqFt
$244
Pending Sales
45
Conforming Loan Available
Most homebuyers in 93725 can comfortably use conventional financing. The median home price of $404,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
93725's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 93725 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 93725 can comfortably use conventional financing. The median home price of $404,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93725 are set at the county level.
2026 Loan Limits — Fresno County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 93725
To purchase the median home at $404,495 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,249.
Monthly Payment
$3,249
Income Required
$139,248
Principal & Interest
$2,492/mo
Down Payment (5%)
$20,225
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93725.
Estimated Monthly Payment
$2,653
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