95667 — El Dorado County, California Market Snapshot
Housing market data for zip code 95667 in El Dorado County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
128 sales in 2026 (year to date)
Median Sale Price
$565,000
Days to Sell
22
Homes Sold
128
Inventory
138
Sale-to-List
98.4%
New Listings
195
Price/SqFt
$313
Pending Sales
152
Conforming Loan Available
Most homebuyers in 95667 can comfortably use conventional financing. The median home price of $565,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 95667 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 95667 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 95667 can comfortably use conventional financing. The median home price of $565,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 95667 are set at the county level.
2026 Loan Limits — El Dorado County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $764,750 |
| 2 Units | $1,066,250 | $979,000 |
| 3 Units | $1,288,800 | $1,183,400 |
| 4 Units | $1,601,750 | $1,470,700 |
Affordability Snapshot — Zip 95667
To purchase the median home at $565,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,479.
Monthly Payment
$4,479
Income Required
$191,951
Principal & Interest
$3,481/mo
Down Payment (5%)
$28,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 95667.
Estimated Monthly Payment
$3,647
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 95667. Tell us what you're looking for.