95543 — Del Norte County, California Market Snapshot
Housing market data for zip code 95543 in Del Norte County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Del Norte County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$684,455
Days to Sell
102
Homes Sold
1
Inventory
3
Conforming Loan Available
The median home in 95543 at $684,455 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 102 days on average, 95543 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 95543 at $684,455 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 95543 are set at the county level.
2026 Loan Limits — Del Norte County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 95543
To purchase the median home at $684,455 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,394.
Monthly Payment
$5,394
Income Required
$231,175
Principal & Interest
$4,217/mo
Down Payment (5%)
$34,223
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 95543.
Estimated Monthly Payment
$4,386
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 95543. Tell us what you're looking for.