94548 — Contra Costa County, California Market Snapshot
Housing market data for zip code 94548 in Contra Costa County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Contra Costa County county page for broader data.
Market Sales Data
1 sales in 2024
Median Sale Price
$399,000
Days to Sell
N/A
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 94548 can comfortably use conventional financing. The median home price of $399,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Conforming Loan Feasibility
Most homebuyers in 94548 can comfortably use conventional financing. The median home price of $399,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 94548 are set at the county level.
2026 Loan Limits — Contra Costa County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94548
To purchase the median home at $399,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,207.
Monthly Payment
$3,207
Income Required
$137,443
Principal & Interest
$2,459/mo
Down Payment (5%)
$19,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94548.
Estimated Monthly Payment
$2,619
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