94530 — Contra Costa County, California Market Snapshot
Housing market data for zip code 94530 in Contra Costa County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
41 sales in 2026 (year to date)
Median Sale Price
$1,142,000
Days to Sell
14
Homes Sold
41
Inventory
24
Sale-to-List
125.8%
New Listings
60
Price/SqFt
$725
Pending Sales
47
Conforming Loan Available
The median home in 94530 at $1,142,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 94530 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 94530 are selling 25.8% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 94530 at $1,142,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 94530 are set at the county level.
2026 Loan Limits — Contra Costa County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94530
To purchase the median home at $1,142,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,900.
Monthly Payment
$8,900
Income Required
$381,413
Principal & Interest
$7,037/mo
Down Payment (5%)
$57,100
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94530.
Estimated Monthly Payment
$7,218
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