94513 — Contra Costa County, California Market Snapshot
Housing market data for zip code 94513 in Contra Costa County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
182 sales in 2026 (year to date)
Median Sale Price
$762,500
Days to Sell
26
Homes Sold
182
Inventory
174
Sale-to-List
99.4%
New Listings
270
Price/SqFt
$348
Pending Sales
190
Conforming Loan Available
Most homebuyers in 94513 can comfortably use conventional financing. The median home price of $762,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 94513 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 94513 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 94513 can comfortably use conventional financing. The median home price of $762,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 94513 are set at the county level.
2026 Loan Limits — Contra Costa County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94513
To purchase the median home at $762,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,992.
Monthly Payment
$5,992
Income Required
$256,801
Principal & Interest
$4,698/mo
Down Payment (5%)
$38,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94513.
Estimated Monthly Payment
$4,869
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