94568 — Alameda County, California Market Snapshot
Housing market data for zip code 94568 in Alameda County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
80 sales in 2026 (year to date)
Median Sale Price
$1,530,000
Days to Sell
18
Homes Sold
80
Inventory
69
Sale-to-List
100.2%
New Listings
165
Price/SqFt
$691
Pending Sales
90
Jumbo Loan Likely Needed
The median home in 94568 at $1,530,000 exceeds the 2026 conforming loan limit of $1,249,125 by $280,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 94568 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 94568 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 94568 at $1,530,000 exceeds the 2026 conforming loan limit of $1,249,125 by $280,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 94568 are set at the county level.
2026 Loan Limits — Alameda County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94568
To purchase the median home at $1,530,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,872.
Monthly Payment
$11,872
Income Required
$508,816
Principal & Interest
$9,427/mo
Down Payment (5%)
$76,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94568.
Estimated Monthly Payment
$9,619
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 94568. Tell us what you're looking for.