94560 — Alameda County, California Market Snapshot
Housing market data for zip code 94560 in Alameda County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
66 sales in 2026 (year to date)
Median Sale Price
$1,477,500
Days to Sell
14
Homes Sold
66
Inventory
53
Sale-to-List
103.7%
New Listings
121
Price/SqFt
$860
Pending Sales
83
Jumbo Loan Likely Needed
The median home in 94560 at $1,477,500 exceeds the 2026 conforming loan limit of $1,249,125 by $228,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 94560 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 94560 are selling 3.7% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 94560 at $1,477,500 exceeds the 2026 conforming loan limit of $1,249,125 by $228,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 94560 are set at the county level.
2026 Loan Limits — Alameda County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94560
To purchase the median home at $1,477,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,470.
Monthly Payment
$11,470
Income Required
$491,577
Principal & Interest
$9,104/mo
Down Payment (5%)
$73,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94560.
Estimated Monthly Payment
$9,294
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