72730 — Washington County, Arkansas Market Snapshot
Housing market data for zip code 72730 in Washington County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
150 sales in 2026 (year to date)
Median Sale Price
$357,747
Days to Sell
36
Homes Sold
150
Inventory
74
Sale-to-List
98.4%
New Listings
129
Price/SqFt
$201
Pending Sales
125
Conforming Loan Available
Most homebuyers in 72730 can comfortably use conventional financing. The median home price of $357,747 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72730's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 72730 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72730 can comfortably use conventional financing. The median home price of $357,747 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72730 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72730
To purchase the median home at $357,747 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,891.
Monthly Payment
$2,891
Income Required
$123,897
Principal & Interest
$2,204/mo
Down Payment (5%)
$17,887
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72730.
Estimated Monthly Payment
$2,364
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