72940 — Sebastian County, Arkansas Market Snapshot
Housing market data for zip code 72940 in Sebastian County, Arkansas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Sebastian County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$190,276
Days to Sell
31
Homes Sold
6
Inventory
2
Conforming Loan Available
Most homebuyers in 72940 can comfortably use conventional financing. The median home price of $190,276 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72940's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 72940 can comfortably use conventional financing. The median home price of $190,276 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72940 are set at the county level.
2026 Loan Limits — Sebastian County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72940
To purchase the median home at $190,276 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,608.
Monthly Payment
$1,608
Income Required
$68,907
Principal & Interest
$1,172/mo
Down Payment (5%)
$9,514
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72940.
Estimated Monthly Payment
$1,328
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