72936 — Sebastian County, Arkansas Market Snapshot
Housing market data for zip code 72936 in Sebastian County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
51 sales in 2026 (year to date)
Median Sale Price
$229,000
Days to Sell
35
Homes Sold
51
Inventory
47
Sale-to-List
97.9%
New Listings
75
Price/SqFt
$149
Pending Sales
68
Conforming Loan Available
Most homebuyers in 72936 can comfortably use conventional financing. The median home price of $229,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72936's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 72936 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72936 can comfortably use conventional financing. The median home price of $229,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72936 are set at the county level.
2026 Loan Limits — Sebastian County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72936
To purchase the median home at $229,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,905.
Monthly Payment
$1,905
Income Required
$81,623
Principal & Interest
$1,411/mo
Down Payment (5%)
$11,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72936.
Estimated Monthly Payment
$1,567
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