72901 — Sebastian County, Arkansas Market Snapshot
Housing market data for zip code 72901 in Sebastian County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
74 sales in 2026 (year to date)
Median Sale Price
$145,000
Days to Sell
49
Homes Sold
74
Inventory
75
Sale-to-List
97.3%
New Listings
95
Price/SqFt
$95
Pending Sales
90
Conforming Loan Available
Most homebuyers in 72901 can comfortably use conventional financing. The median home price of $145,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72901's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 72901 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72901 can comfortably use conventional financing. The median home price of $145,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72901 are set at the county level.
2026 Loan Limits — Sebastian County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72901
To purchase the median home at $145,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,261.
Monthly Payment
$1,261
Income Required
$54,040
Principal & Interest
$893/mo
Down Payment (5%)
$7,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72901.
Estimated Monthly Payment
$1,047
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