72944 — Scott County, Arkansas Market Snapshot
Housing market data for zip code 72944 in Scott County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$144,125
Days to Sell
28
Homes Sold
10
Inventory
10
Sale-to-List
95.2%
New Listings
11
Price/SqFt
$111
Pending Sales
5
Conforming Loan Available
Most homebuyers in 72944 can comfortably use conventional financing. The median home price of $144,125 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 72944 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 72944 sells for 4.8% below asking price (95.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72944 can comfortably use conventional financing. The median home price of $144,125 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72944 are set at the county level.
2026 Loan Limits — Scott County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72944
To purchase the median home at $144,125 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,254.
Monthly Payment
$1,254
Income Required
$53,753
Principal & Interest
$888/mo
Down Payment (5%)
$7,206
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72944.
Estimated Monthly Payment
$1,042
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