72011 — Saline County, Arkansas Market Snapshot
Housing market data for zip code 72011 in Saline County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$245,750
Days to Sell
100
Homes Sold
38
Inventory
42
Sale-to-List
97.8%
New Listings
38
Price/SqFt
$154
Pending Sales
45
Conforming Loan Available
Most homebuyers in 72011 can comfortably use conventional financing. The median home price of $245,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 100 days on average, 72011 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 72011 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72011 can comfortably use conventional financing. The median home price of $245,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72011 are set at the county level.
2026 Loan Limits — Saline County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72011
To purchase the median home at $245,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,033.
Monthly Payment
$2,033
Income Required
$87,122
Principal & Interest
$1,514/mo
Down Payment (5%)
$12,288
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72011.
Estimated Monthly Payment
$1,671
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