72002 — Saline County, Arkansas Market Snapshot
Housing market data for zip code 72002 in Saline County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
101 sales in 2026 (year to date)
Median Sale Price
$251,250
Days to Sell
54
Homes Sold
101
Inventory
107
Sale-to-List
98.2%
New Listings
133
Price/SqFt
$159
Pending Sales
130
Conforming Loan Available
Most homebuyers in 72002 can comfortably use conventional financing. The median home price of $251,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72002's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 72002 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72002 can comfortably use conventional financing. The median home price of $251,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72002 are set at the county level.
2026 Loan Limits — Saline County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72002
To purchase the median home at $251,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,075.
Monthly Payment
$2,075
Income Required
$88,928
Principal & Interest
$1,548/mo
Down Payment (5%)
$12,563
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72002.
Estimated Monthly Payment
$1,705
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