72204 — Pulaski County, Arkansas Market Snapshot
Housing market data for zip code 72204 in Pulaski County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
68 sales in 2026 (year to date)
Median Sale Price
$135,250
Days to Sell
59
Homes Sold
68
Inventory
145
Sale-to-List
96.3%
New Listings
126
Price/SqFt
$106
Pending Sales
104
Conforming Loan Available
Most homebuyers in 72204 can comfortably use conventional financing. The median home price of $135,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72204's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 72204 sells for 3.7% below asking price (96.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72204 can comfortably use conventional financing. The median home price of $135,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72204 are set at the county level.
2026 Loan Limits — Pulaski County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72204
To purchase the median home at $135,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,186.
Monthly Payment
$1,186
Income Required
$50,839
Principal & Interest
$833/mo
Down Payment (5%)
$6,763
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72204.
Estimated Monthly Payment
$987
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