72201 — Pulaski County, Arkansas Market Snapshot
Housing market data for zip code 72201 in Pulaski County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$225,175
Days to Sell
167
Homes Sold
10
Inventory
12
Sale-to-List
94.1%
New Listings
8
Price/SqFt
$214
Pending Sales
8
Conforming Loan Available
Most homebuyers in 72201 can comfortably use conventional financing. The median home price of $225,175 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 167 days on average, 72201 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 72201 sells for 5.9% below asking price (94.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72201 can comfortably use conventional financing. The median home price of $225,175 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72201 are set at the county level.
2026 Loan Limits — Pulaski County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72201
To purchase the median home at $225,175 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,875.
Monthly Payment
$1,875
Income Required
$80,367
Principal & Interest
$1,387/mo
Down Payment (5%)
$11,259
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72201.
Estimated Monthly Payment
$1,544
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