72390 — Phillips County, Arkansas Market Snapshot
Housing market data for zip code 72390 in Phillips County, Arkansas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Phillips County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$31,128
Days to Sell
128
Homes Sold
4
Inventory
13
Conforming Loan Available
Most homebuyers in 72390 can comfortably use conventional financing. The median home price of $31,128 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 128 days on average, 72390 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 72390 can comfortably use conventional financing. The median home price of $31,128 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72390 are set at the county level.
2026 Loan Limits — Phillips County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72390
To purchase the median home at $31,128 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $388.
Monthly Payment
$388
Income Required
$16,650
Principal & Interest
$192/mo
Down Payment (5%)
$1,556
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72390.
Estimated Monthly Payment
$343
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