72428 — Mississippi County, Arkansas Market Snapshot
Housing market data for zip code 72428 in Mississippi County, Arkansas. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Mississippi County county page for broader data.
Market Sales Data
1 sales in 2014
Median Sale Price
$41,000
Days to Sell
140
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 72428 can comfortably use conventional financing. The median home price of $41,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 140 days on average, 72428 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 72428 can comfortably use conventional financing. The median home price of $41,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72428 are set at the county level.
2026 Loan Limits — Mississippi County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72428
To purchase the median home at $41,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $464.
Monthly Payment
$464
Income Required
$19,891
Principal & Interest
$253/mo
Down Payment (5%)
$2,050
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72428.
Estimated Monthly Payment
$404
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