72315 — Mississippi County, Arkansas Market Snapshot
Housing market data for zip code 72315 in Mississippi County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
35 sales in 2026 (year to date)
Median Sale Price
$162,500
Days to Sell
56
Homes Sold
35
Inventory
40
Sale-to-List
91.8%
New Listings
49
Price/SqFt
$90
Pending Sales
35
Conforming Loan Available
Most homebuyers in 72315 can comfortably use conventional financing. The median home price of $162,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72315's market is balanced with homes taking an average of 56 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 72315 sells for 8.2% below asking price (91.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72315 can comfortably use conventional financing. The median home price of $162,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72315 are set at the county level.
2026 Loan Limits — Mississippi County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72315
To purchase the median home at $162,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,395.
Monthly Payment
$1,395
Income Required
$59,787
Principal & Interest
$1,001/mo
Down Payment (5%)
$8,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72315.
Estimated Monthly Payment
$1,156
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