72756 — Madison County, Arkansas Market Snapshot
Housing market data for zip code 72756 in Madison County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
119 sales in 2026 (year to date)
Median Sale Price
$372,000
Days to Sell
25
Homes Sold
119
Inventory
185
Sale-to-List
97.0%
New Listings
206
Price/SqFt
$208
Pending Sales
166
Conforming Loan Available
Most homebuyers in 72756 can comfortably use conventional financing. The median home price of $372,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 72756 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 72756 sells for 3.0% below asking price (97.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72756 can comfortably use conventional financing. The median home price of $372,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72756 are set at the county level.
2026 Loan Limits — Madison County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72756
To purchase the median home at $372,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,000.
Monthly Payment
$3,000
Income Required
$128,578
Principal & Interest
$2,292/mo
Down Payment (5%)
$18,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72756.
Estimated Monthly Payment
$2,452
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