72949 — Johnson County, Arkansas Market Snapshot
Housing market data for zip code 72949 in Johnson County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$170,500
Days to Sell
45
Homes Sold
27
Inventory
39
Sale-to-List
97.1%
New Listings
34
Price/SqFt
$115
Pending Sales
26
Conforming Loan Available
Most homebuyers in 72949 can comfortably use conventional financing. The median home price of $170,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72949's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 72949 sells for 2.9% below asking price (97.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72949 can comfortably use conventional financing. The median home price of $170,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72949 are set at the county level.
2026 Loan Limits — Johnson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72949
To purchase the median home at $170,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,456.
Monthly Payment
$1,456
Income Required
$62,414
Principal & Interest
$1,051/mo
Down Payment (5%)
$8,525
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72949.
Estimated Monthly Payment
$1,205
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