72058 — Faulkner County, Arkansas Market Snapshot
Housing market data for zip code 72058 in Faulkner County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
114 sales in 2026 (year to date)
Median Sale Price
$295,325
Days to Sell
67
Homes Sold
114
Inventory
121
Sale-to-List
98.8%
New Listings
128
Price/SqFt
$174
Pending Sales
115
Conforming Loan Available
Most homebuyers in 72058 can comfortably use conventional financing. The median home price of $295,325 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 67 days on average, 72058 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 72058 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72058 can comfortably use conventional financing. The median home price of $295,325 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72058 are set at the county level.
2026 Loan Limits — Faulkner County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72058
To purchase the median home at $295,325 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,413.
Monthly Payment
$2,413
Income Required
$103,401
Principal & Interest
$1,820/mo
Down Payment (5%)
$14,766
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72058.
Estimated Monthly Payment
$1,978
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