72762 — Benton County, Arkansas Market Snapshot
Housing market data for zip code 72762 in Benton County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
214 sales in 2026 (year to date)
Median Sale Price
$406,696
Days to Sell
40
Homes Sold
214
Inventory
265
Sale-to-List
99.1%
New Listings
317
Price/SqFt
$210
Pending Sales
250
Conforming Loan Available
Most homebuyers in 72762 can comfortably use conventional financing. The median home price of $406,696 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72762's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 72762 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72762 can comfortably use conventional financing. The median home price of $406,696 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72762 are set at the county level.
2026 Loan Limits — Benton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72762
To purchase the median home at $406,696 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,266.
Monthly Payment
$3,266
Income Required
$139,970
Principal & Interest
$2,506/mo
Down Payment (5%)
$20,335
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72762.
Estimated Monthly Payment
$2,667
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