72761 — Benton County, Arkansas Market Snapshot
Housing market data for zip code 72761 in Benton County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
95 sales in 2026 (year to date)
Median Sale Price
$301,000
Days to Sell
46
Homes Sold
95
Inventory
140
Sale-to-List
98.2%
New Listings
141
Price/SqFt
$170
Pending Sales
131
Conforming Loan Available
Most homebuyers in 72761 can comfortably use conventional financing. The median home price of $301,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72761's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 72761 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72761 can comfortably use conventional financing. The median home price of $301,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72761 are set at the county level.
2026 Loan Limits — Benton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72761
To purchase the median home at $301,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,456.
Monthly Payment
$2,456
Income Required
$105,264
Principal & Interest
$1,855/mo
Down Payment (5%)
$15,050
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72761.
Estimated Monthly Payment
$2,013
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