72751 — Benton County, Arkansas Market Snapshot
Housing market data for zip code 72751 in Benton County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
170 sales in 2026 (year to date)
Median Sale Price
$339,973
Days to Sell
97
Homes Sold
170
Inventory
166
Sale-to-List
99.5%
New Listings
177
Price/SqFt
$202
Pending Sales
136
Conforming Loan Available
Most homebuyers in 72751 can comfortably use conventional financing. The median home price of $339,973 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 97 days on average, 72751 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 72751 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72751 can comfortably use conventional financing. The median home price of $339,973 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72751 are set at the county level.
2026 Loan Limits — Benton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72751
To purchase the median home at $339,973 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,755.
Monthly Payment
$2,755
Income Required
$118,062
Principal & Interest
$2,095/mo
Down Payment (5%)
$16,999
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72751.
Estimated Monthly Payment
$2,254
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