72745 — Benton County, Arkansas Market Snapshot
Housing market data for zip code 72745 in Benton County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
106 sales in 2026 (year to date)
Median Sale Price
$355,360
Days to Sell
38
Homes Sold
106
Inventory
79
Sale-to-List
99.8%
New Listings
153
Price/SqFt
$218
Pending Sales
106
Conforming Loan Available
Most homebuyers in 72745 can comfortably use conventional financing. The median home price of $355,360 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72745's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 72745 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72745 can comfortably use conventional financing. The median home price of $355,360 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72745 are set at the county level.
2026 Loan Limits — Benton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72745
To purchase the median home at $355,360 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,873.
Monthly Payment
$2,873
Income Required
$123,114
Principal & Interest
$2,190/mo
Down Payment (5%)
$17,768
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72745.
Estimated Monthly Payment
$2,349
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