72713 — Benton County, Arkansas Market Snapshot
Housing market data for zip code 72713 in Benton County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
214 sales in 2026 (year to date)
Median Sale Price
$405,052
Days to Sell
58
Homes Sold
214
Inventory
334
Sale-to-List
99.2%
New Listings
359
Price/SqFt
$210
Pending Sales
239
Conforming Loan Available
Most homebuyers in 72713 can comfortably use conventional financing. The median home price of $405,052 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72713's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 72713 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72713 can comfortably use conventional financing. The median home price of $405,052 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72713 are set at the county level.
2026 Loan Limits — Benton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72713
To purchase the median home at $405,052 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,253.
Monthly Payment
$3,253
Income Required
$139,430
Principal & Interest
$2,496/mo
Down Payment (5%)
$20,253
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72713.
Estimated Monthly Payment
$2,657
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