85367 — Yuma County, Arizona Market Snapshot
Housing market data for zip code 85367 in Yuma County, Arizona. Updated monthly with median prices, days on market, and more.
Market Sales Data
154 sales in 2026 (year to date)
Median Sale Price
$348,750
Days to Sell
74
Homes Sold
154
Inventory
204
Sale-to-List
98.1%
New Listings
172
Price/SqFt
$234
Pending Sales
168
Conforming Loan Available
Most homebuyers in 85367 can comfortably use conventional financing. The median home price of $348,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 74 days on average, 85367 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 85367 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 85367 can comfortably use conventional financing. The median home price of $348,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 85367 are set at the county level.
2026 Loan Limits — Yuma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 85367
To purchase the median home at $348,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,822.
Monthly Payment
$2,822
Income Required
$120,943
Principal & Interest
$2,149/mo
Down Payment (5%)
$17,438
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 85367.
Estimated Monthly Payment
$2,308
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