85143 — Pinal County, Arizona Market Snapshot
Housing market data for zip code 85143 in Pinal County, Arizona. Updated monthly with median prices, days on market, and more.
Market Sales Data
320 sales in 2026 (year to date)
Median Sale Price
$399,945
Days to Sell
69
Homes Sold
320
Inventory
372
Sale-to-List
98.8%
New Listings
390
Price/SqFt
$207
Pending Sales
370
Conforming Loan Available
Most homebuyers in 85143 can comfortably use conventional financing. The median home price of $399,945 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 69 days on average, 85143 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 85143 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 85143 can comfortably use conventional financing. The median home price of $399,945 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 85143 are set at the county level.
2026 Loan Limits — Pinal County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 85143
To purchase the median home at $399,945 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,214.
Monthly Payment
$3,214
Income Required
$137,753
Principal & Interest
$2,464/mo
Down Payment (5%)
$19,997
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 85143.
Estimated Monthly Payment
$2,625
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