85757 — Pima County, Arizona Market Snapshot
Housing market data for zip code 85757 in Pima County, Arizona. Updated monthly with median prices, days on market, and more.
Market Sales Data
83 sales in 2026 (year to date)
Median Sale Price
$319,500
Days to Sell
81
Homes Sold
83
Inventory
94
Sale-to-List
99.0%
New Listings
79
Price/SqFt
$190
Pending Sales
109
Conforming Loan Available
Most homebuyers in 85757 can comfortably use conventional financing. The median home price of $319,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 81 days on average, 85757 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 85757 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 85757 can comfortably use conventional financing. The median home price of $319,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 85757 are set at the county level.
2026 Loan Limits — Pima County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 85757
To purchase the median home at $319,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,598.
Monthly Payment
$2,598
Income Required
$111,339
Principal & Interest
$1,969/mo
Down Payment (5%)
$15,975
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 85757.
Estimated Monthly Payment
$2,127
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