85747 — Pima County, Arizona Market Snapshot
Housing market data for zip code 85747 in Pima County, Arizona. Updated monthly with median prices, days on market, and more.
Market Sales Data
216 sales in 2026 (year to date)
Median Sale Price
$378,520
Days to Sell
70
Homes Sold
216
Inventory
220
Sale-to-List
99.1%
New Listings
207
Price/SqFt
$207
Pending Sales
227
Conforming Loan Available
Most homebuyers in 85747 can comfortably use conventional financing. The median home price of $378,520 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 70 days on average, 85747 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 85747 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 85747 can comfortably use conventional financing. The median home price of $378,520 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 85747 are set at the county level.
2026 Loan Limits — Pima County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 85747
To purchase the median home at $378,520 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,050.
Monthly Payment
$3,050
Income Required
$130,719
Principal & Interest
$2,332/mo
Down Payment (5%)
$18,926
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 85747.
Estimated Monthly Payment
$2,493
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