36571 — Mobile County, Alabama Market Snapshot
Housing market data for zip code 36571 in Mobile County, Alabama. Updated monthly with median prices, days on market, and more.
Market Sales Data
50 sales in 2026 (year to date)
Median Sale Price
$267,500
Days to Sell
42
Homes Sold
50
Inventory
58
Sale-to-List
97.3%
New Listings
77
Price/SqFt
$155
Pending Sales
68
Conforming Loan Available
Most homebuyers in 36571 can comfortably use conventional financing. The median home price of $267,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
36571's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 36571 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 36571 can comfortably use conventional financing. The median home price of $267,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 36571 are set at the county level.
2026 Loan Limits — Mobile County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 36571
To purchase the median home at $267,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,200.
Monthly Payment
$2,200
Income Required
$94,264
Principal & Interest
$1,648/mo
Down Payment (5%)
$13,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 36571.
Estimated Monthly Payment
$1,806
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