35672 — Lawrence County, Alabama Market Snapshot
Housing market data for zip code 35672 in Lawrence County, Alabama. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$286,750
Days to Sell
36
Homes Sold
11
Inventory
12
Sale-to-List
95.6%
New Listings
15
Price/SqFt
$151
Pending Sales
11
Conforming Loan Available
Most homebuyers in 35672 can comfortably use conventional financing. The median home price of $286,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
35672's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 35672 sells for 4.4% below asking price (95.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 35672 can comfortably use conventional financing. The median home price of $286,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 35672 are set at the county level.
2026 Loan Limits — Lawrence County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 35672
To purchase the median home at $286,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,347.
Monthly Payment
$2,347
Income Required
$100,585
Principal & Interest
$1,767/mo
Down Payment (5%)
$14,338
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 35672.
Estimated Monthly Payment
$1,925
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