36022 — Autauga County, Alabama Market Snapshot
Housing market data for zip code 36022 in Autauga County, Alabama. Updated monthly with median prices, days on market, and more.
Market Sales Data
58 sales in 2026 (year to date)
Median Sale Price
$281,209
Days to Sell
66
Homes Sold
58
Inventory
74
Sale-to-List
98.5%
New Listings
81
Price/SqFt
$154
Pending Sales
66
Conforming Loan Available
Most homebuyers in 36022 can comfortably use conventional financing. The median home price of $281,209 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 66 days on average, 36022 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 36022 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 36022 can comfortably use conventional financing. The median home price of $281,209 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 36022 are set at the county level.
2026 Loan Limits — Autauga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 36022
To purchase the median home at $281,209 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,305.
Monthly Payment
$2,305
Income Required
$98,766
Principal & Interest
$1,733/mo
Down Payment (5%)
$14,060
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 36022.
Estimated Monthly Payment
$1,890
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